Bounced Cheque in UAE 2026: Is It Still a Crime, and How Do You Recover the Money?
Since 2 January 2022, issuing a cheque without sufficient funds is no longer a criminal offence in the UAE — it is a civil debt enforced directly through the execution judge. But five specific bad-faith scenarios remain criminal, banks must now pay part of the cheque, and the six-month presentation window does not mean your claim dies. Here is the verified position under Federal Decree-Law No. 14 of 2020.